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Read the articles below for access to government and other official fraud prevention sites for additional information. Scammers will target people of all ages and backgrounds, looking to take your heart, money or identification.Used properly, credit cards can be very powerful tools to accelerate your path toward financial freedom as well as live a more fulfilling and healthier lifestyle through travel.Used improperly, however, they can become a huge financial burden and cripple your future.Fraudulent acts may involve access to the victims' money, bank accounts, credit cards, passports, email accounts, or personal identification.Warning Signs: Lottery scams often begin with an unexpected email notification, phone call, or mailing explaining that "You have won! The target of the scam is then asked to pay "processing fees" or "transfer charges" so that the winnings can be distributed, but will never receive any lottery payment.